Our team provides the seamless experience you deserve from start to finish.
Ready to make the most important purchase of your life. Our team of Mortgage Experts will make it simple and get you the Best Mortgage Rates.
I started off working at a big lender which showed me the biggest problem with the modern day mortgage process communication. The inability to communicate causes millions of unnecessary problems on the daily. That’s why I left the big lender and became a broker in order help create a more organic mortgage process that everyone deserves. Not only am I now able to offer affordability,
A conventional loan is a mortgage loan that's not backed by a government agency. Usually, they are broken down into non-conforming and conforming loans. Conforming conventional loans follow the lending rules that are set by the Federal Housing Finance Agency (FHFA). But with non-conforming conventional loans, lenders provide some flexibility.
An FHA loan is a government-backed mortgage that allows you to own a home while enjoying less stringent financial standards. If you have debt or a low credit score, you may be eligible for an FHA loan. Even if you have a bankruptcy or other financial issue
A Non-QM loan is also referred to as a non-qualified mortgage. It is a sort of mortgage loan that allows you to qualify for a loan using nontraditional ways rather than the usual income verification required by most lenders.
It is a perk for qualifying veterans, the men and women who are currently in service, or deceased vets' surviving spouses. Even if your credit isn't ideal, the program enables you to qualify for reasonably-priced home loans when you are buying or refinancing a home. You stand a great chance of qualifying for a VA loan if you are a vet or are currently serving.
The pre-approval consultation will help you understand your purchasing power, allow you to review your credit report and provide an awareness to best position yourself in making an offer.
Once you find a home that meets your preferences, needs and budget, it’s time to apply for your loan.
The loan processor will verify all income, asset, collateral, and liabilities and prepare the loan for underwriting.
The final step in the mortgage process is the closing. Our closing team coordinates the final loan documents, including preparation of the closing disclosure.
We use the most cutting edge technology to optimize the processing of loans to save time and money.
Our procedures focus on closing loans in as little as 21 days.
Because we are closing loans faster, we are able to offer the lowest possible rates.
To schedule a meeting or ask questions , please contact me using the form below.
To schedule a showing or ask questions , please contact me using the form below.
